Commercial Insurance

BUSINESS OWNERS POLICY (BOP): Package policy designed to provide Property and Liability coverage for small businessess. The insured can choose one of two property forms, but there is only one liability form.

COMMERCIAL PACKAGE POLICY (CPP): Package policy for businesses. Insured's can select two or more of the following coverage's to include in the policy: Commercial General Liability, Commercial Property, Commercial Inland Marine, Commercial Crime, Boiler and Machinery, Farm, and Commercial Auto. Most commercial risks are eligible for the CPP.

BUSINESS AUTO and TRUCKERS: Commercial Auto coverage forms; covers a business's owned, no owned, no owned and hired autos against liability and physical damage losses.

GARAGEKEEPERS: Coverage that is part of the Garage covereage form. Covers a garage risk's legal liability for customers' autos in the care, custody or control of the garage. At the insured's option and for an additional premium, can also apply without regard to fault.